Life insurance is a contract between the insured policy holder and the insurer (policy provider), where the insurer pays the beneficiary the sum assured if the insured person dies during the period of cover. You choose the amount of cover you need and length of time you want to be insured for. Most of the Life Insurance policies automatically include Terminal Illness Cover at no extra cost and you will be paid the sum assured if you are diagnosed with a Terminal Illness within the conditions of the policy. Critical Illness Cover and Waiver of Premium can also be included as added benefits.
Family Income Benefits
Family Income Benefit (FIB) is designed to provide family protection to replace income lost on the death of the breadwinner or on earlier diagnosis of a terminal illness. It provides an income rather than a lump sum. The policy pays out a regular tax free income from the death of the life assured until the end of the term of the policy. The policy is a decreasing term assurance as the sum assured reduces with the term of the policy.
Critical Illness Cover
Critical Illness Cover (CIC) is designed to provide tax-free lump sum payment on diagnosis of one of a range of specified critical illnesses. One of the main purposes of CIC is to provide a lump sum to meet the additional costs that someone may face if they are diagnosed with a critical illness.
Income Protection Insurance
Income protection insurance (IPS) is designed to protect people who are working and who would lose part or all of their income if they were unable to work due to illness or accident.
A-Star Financial Solutions UK Ltd aims to be a leading holistic financial services specialist and protect every single household from uncertain financial situations
We aim to provide the most suitable and affordable holistic financial services or products from the whole of the market. We can provide Pensions, Investments, Mortgages, Life Assurance, Critical Illness Cover, Permanent Health Insurance/Income Protection, Private Medical Insurance and General Insurances. It will enable our clients to best secure their future
Do you need
an advice ?
020 7663 8084
If you prefer to call us for general enquiries open 9:00 am - 6:00 pm Monday to Friday.
Click to fill in your details to request a callback:
Generally Home Insurance is a policy which combines building and contents insurance. As it is a combined insurance it provides cover against loss or damage that might occur to the house and/or its contents.
ASU is a short term insurance policy that can help you to maintain your mortgage payments if you can't work due to an accident, sickness or involuntary unemployment. The monthly benefit is paid directly to you which can protect more than just your mortgage payments. You can also cover other financial commitments e.g. utility bills, childcare, gym and other membership fees (the additional covers available vary between different products).
Landlords Insurance is considered as ‘Buy to let’ Insurance that can help you to protect your ‘Buy to let’ properties, covering you for events such as; loss or damage caused by fire, flood, leaking oil or fallen trees, accidental damage, theft, unpaid rent and legal disputes.
Our trusted insurance providers
A-Star Financial Solutions UK Ltd is an appointed representative of New Leaf Distribution Ltd
which is authorised and regulated by Financial Conduct Authority, FCA Number 460421
Ask a question
Tel. 020 7663 8084
If you prefer to call us for general enquiries open
9:00 am - 6:00 pm Monday to Friday.
A-Star Financial Solutions UK
1 Olympic Way, Suite 311
Wembley Park, HA9 0NP
Open in Google Maps
© 2016 A-Star Financial Solutions UK. All Rights Reserved.