Mortgages and Will Services

Tel. 0207 993 6367
Email: info@afsuk.co.uk

Insurance

Why insurance is important?

As we move through life, find a partner, raise a family, and maybe start a business, the importance of insurance in a long term plan increases. Insurance is all about providing a financial safety net that helps you to take care of yourself and those you love when you need it the most.
There are various types of insurance products like life insurance plans, term insurance, health insurance, home insurance and more. The core of any insurance plan is to offer you with protection. Providing protection and mitigating your risk is the simple motive of insurance.
None of us know what lies around the corner. Unforeseen tragedies such as illness, injury or permanent disability, even death – can leave us and our family facing tremendous emotional stress, and even grief. With insurance in place, we or our family’s financial stress will be reduced, and we can focus on recovery and rebuilding our lives.
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Life Insurance

Life insurance is a contract between the insured policy holder and the insurer (policy provider), where the insurer pays the beneficiary the sum assured if the insured person dies during the period of cover.

Critical Illness Insurance

Critical Illness Cover (CIC) is designed to provide tax-free lump sum payment on diagnosis of one of a range of specified critical illnesses to meet the additional costs that someone may face.

Home Insurance

Generally Home Insurance is a policy which combines building and contents insurance. As it is a combined insurance it provides cover against loss or damage that might occur to the house and/or its contents.

Landlord Insurance

Landlords Insurance protect your properties, covering you for events such as; loss or damage caused by fire, flood, leaking oil or fallen trees, accidental damage, theft, unpaid rent and legal disputes.

Business Insurance

You have poured all resources into your business. Now, you need to protect all that hard work. Some insurance elements may be legal requirements. Protect your business and help keep it running.

Income Protection Insurance

Income protection insurance (IPI) is designed to protect people who are working and who would lose part or all of their income if they were unable to work due to illness or accident.

Health Insurance

Private Medical Insurance (PMI) in the UK provides access to high-quality private medical facilities and medical treatments, at a time and place to suit you. It is designed to cover the cost of private medical treatment for acute conditions.

Whole of Life Insurance

Whole of life insurance is life cover that lasts a lifetime. A whole of life policy, cover only ends when you die. This is why it's also known as whole of life assurance. It covers the inevitable and is certain to pay out when the inevitable happens.

Family Benefit Insurance

Family Income Benefit provides family protection to replace income lost on the death of the breadwinner or on earlier diagnosis of a terminal illness.

Warning!

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse

Weekend & evening appointments can be arranged

How to find us

We love to hear from you the way you prefer

Address

The Barn, 2 Manor Lane, Harlington, Hayes, UB3 5EQ

Email

info@afsuk.co.uk

Phone

020 7993 6367

A-Star Financial Solutions UK ltd is an authorized representative of New Leaf Distribution Ltd which is authorized and regulated by Financial Conduct Authority: FCA Number 460421.