Life insurance is a contract between the insured policy holder and the insurer (policy provider), where the insurer pays the beneficiary the sum assured if the insured person dies during the period of cover. You choose the amount of cover you need and length of time you want to be insured for. Most of the Life Insurance policies automatically include Terminal Illness Cover at no extra cost and you will be paid the sum assured if you are diagnosed with a Terminal Illness within the conditions of the policy. Critical Illness Cover and Waiver of Premium can also be included as added benefits.
Types of Life Insurance
Level Term Assurance - the sum assured remains level throughout the term of the policy. These policies are primarily designed to ensure that your family are financially protected in the event of your death. The type of cover can also be suitable for protecting an Interest Only mortgage.
Decreasing Term Assurance - designed to help protect a repayment mortgage as the sum assured reduces in line with mortgage.
Why should you buy Life Insurance?
A-Star Financial Solutions UK Ltd aims to be a leading holistic financial services specialist and protect every single household from uncertain financial situations
We aim to provide the most suitable and affordable holistic financial services or products from the whole of the market. We can provide Pensions, Investments, Mortgages, Life Assurance, Critical Illness Cover, Permanent Health Insurance/Income Protection, Private Medical Insurance and General Insurances. It will enable our clients to best secure their future
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Contact us for further details. We offer an initial review of your personal situation (including reviewing your existing policies) at no cost and will only recommend the most suitable and affordable cover for you and your family.
The plan will have no cash in value at any time and will cease at the end of the term.
If premiums are not maintained, then cover will lapse
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Our trusted insurance providers
A-Star Financial Solutions UK Ltd is an appointed representative of New Leaf Distribution Ltd
which is authorised and regulated by Financial Conduct Authority, FCA Number 460421
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