Pension and Investments
Pensions & Retirement Advice
Pensions and retirement plans can be complex and daunting for any one if they are not experienced in the field. As Independent Financial Advisers we try to make it simple for you by helping you to understand what you have and what you may need in the future.
If you want to get an initial no obligation assessments, quotations and available options suitable for you please contact us today.
Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance is not a guide to future performance.
Savings and Investments
We value different things as our personal situation changes throughout our life so does the investment choices and circumstances.
Get an initial no obligation assessments, quotations and available options suitable for you. Weekend and evening appointments can be arranged.
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Life is easier when it’s organized. If you’ve collected several pension plans over the years why not put them all together where you can see them?
Deciding whether to move your pension can be a complex decision and is not right for everyone. There may be certain circumstances where you will be required to take financial advice.
You’ll need to ask yourself some important questions before any decisions made.
You might find that you have some good extra benefits or guarantees with your existing pension. And if you transfer you’ll lose them. So please check your paperwork, and if you’re not sure talk to your pension provider. Things to look out for include more than 25% tax-free cash, loyalty bonuses, enhanced life insurance or death benefits, early access to your money or pension, and a pension with a guaranteed income.
Life is easier when it's organized.
Weekend & evening appointments can be arranged
Ethical Investment tends to be a moral-based process.
While the younger generations may be facing up to the effects of climate change and numerous other environmental, social and governance (ESG) issues, they are also acknowledged as having far less money to invest than their parents and older generations.
Ethical Investment tends to follow a moral-based screening process that excludes industries such as tobacco, gambling and armaments, while seeking companies that contribute positively to the environment and society.
We take an individual approach to each client, so your investment portfolio is carefully constructed to match your objectives. We will ask if there are any investments you prefer to avoid. If you want all of your investments to be chosen from an ethical perspective.